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- 1. Aditya Birla Insurance Brokers Ltd. owns and operates the web site with the URL www.birlasunlife.com. The services of www.adityabirlainsurancebrokers.com are offered to you only if you are legally eligible to enter into a valid agreement as per the provisions on the Indian Contracts Act and you accept the terms, conditions, and notices contained herein without modification whatsoever. Please note carefully that by clicking on the "Submit" button, you are agreeing to be bound by all of the terms and conditions of www.adityabirlainsurancebrokers.com's services.
- 2. You are requested to note that Insurance is a subject matter of solicitation and the information, tools and planners contained in the site, www.adityabirlainsurancebrokers.com are meant for your general information only and not to be used for deciding on your insurance requirements. You are specifically advised to contact one of our qualified Insurance Advisors for any of your particular insurance needs.
- 3. Mutual funds and securities investments are subject to market risks and there can be no assurance or guarantee that a scheme's objectives will be achieved. As with any investment in securities, the net asset value of units issued by mutual funds can go up or down depending upon factors and forces affecting capital markets.
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- 9. www.adityabirlainsurancebrokers.com expressly prohibits you from engaging in any of the activities illustratively but not exclusively mentioned hereunder, but not limited to:
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- Send any content governed by intellectual property laws, rights of privacy or any other applicable law except in case you possess the rights thereto or have received all necessary consents.
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- Try to secure unauthorized access to the services provided by www.adityabirlainsurancebrokers.com, computer systems or networks connected to www.adityabirlainsurancebrokers.com, other members' accounts, through password hacking or any other method.
- Infringe any applicable laws or regulations including, without limitation, laws relating to the information technology in India or elsewhere.
- Obstruct another member's use and enjoyment of the services offered by www.adityabirlainsurancebrokers.com
- Use www.adityabirlainsurancebrokers.com or its services to conduct surveys, competitions, pyramid schemes, chain letters, unsolicited e-mail, or unwanted messages for profit or otherwise.
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- 11. www.adityabirlainsurancebrokers.com is not responsible for monitoring its services or any User's use thereof or restrain or regulate the messages, content or subject matter of any User delivered through the services offered by www.adityabirlainsurancebrokers.com.
- 12. Nevertheless, www.adityabirlainsurancebrokers.com reserves the right always to regulate, restrain, monitor, review, retain and/or divulge any information as necessary to satisfy any applicable rules, regulation, law, court or government order or to protect and defend the rights of other Users or to enforce the terms of service which are binding on all the Users of www.adityabirlainsurancebrokers.com
- 13. www.adityabirlainsurancebrokers.com reserves the right to terminate your access to the site wholly or partially and/or cancel your membership account, at any time without assigning any reason or giving notice whatsoever.
- 14. www.adityabirlainsurancebrokers.com is not responsible or accountable for any intimidating, offensive, vulgar obscene, improper or illegal content or conduct of any member or any breach of another member's privacy or privileges or intellectual property rights.
- 15. www.adityabirlainsurancebrokers.com obtains information and data contained in this web site from various sources it believes to be reliable, but it does not guarantee its accuracy, validity, timeliness, reliability or completeness. www.adityabirlainsurancebrokers.com is under no obligation to update the information onin the web site or to provide data that reflect the current state of affairs. www.adityabirlainsurancebrokers.com does not stipulate or warrant that its services will be uninterrupted or free of errors or that defects will be corrected, or that the services or the server that makes it available, are free of viruses or other unsafe components. You expressly agree that www.adityabirlainsurancebrokers.com shall not be responsible for unauthorized access to and/or erroneous alteration of your messages, transmissions, data, material sent or received or not sent or received, or any communication entered into through the use of its services.
- 16. www.adityabirlainsurancebrokers.com, nor any of its affiliates, directors, officers or employees, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of www.adityabirlainsurancebrokers.com or of any vendor providing software or services support. In no event will www.adityabirlainsurancebrokers.com be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if www.adityabirlainsurancebrokers.com or any other party have been advised of the possibility thereof.
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- 18. www.adityabirlainsurancebrokers.com may refer to or provide information or links to third party sites only as a matter of User convenience. www.adityabirlainsurancebrokers.com expressly states that such inclusion of any references, information or links do not imply or endorse the services or content offered by such third party sites nor it implies any association of www.adityabirlainsurancebrokers.com with those sites. You agree that the linked sites are not under the control of www.adityabirlainsurancebrokers.com and www.adityabirlainsurancebrokers.com is not responsible for the services or contents of any referred or linked or third party site or for web casting or any other form of transmission received from any such third party referred or linked sites.
- 19. www.adityabirlainsurancebrokers.com its parents, subsidiaries, affiliates, directors, officers, employees or dealers shall under no circumstances be liable for any direct, indirect, punitive, incidental, special, consequential damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the service or related web sites, with the delay or inability to use the service or related web sites, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the service, or otherwise arising out of the use of the service, whether based on contract, tort, negligence, strict liability or otherwise, even if www.adityabirlainsurancebrokers.com its parents, subsidiaries, affiliates, directors, officers, employees or dealers or any of its suppliers have been advised of the possibility of such damages.
- 20. To facilitate User convenience, www.adityabirlainsurancebrokers.com may arrange for advertisements, promotions and refer to or provide information or links to third party sites in respect of any investment or non-investment related products or services. www.adityabirlainsurancebrokers.com expressly states that such inclusion of any links, references or information do not imply or endorse the merchantability, suitability for a specific purpose of such products or services. You specifically agree that any transactions with Advertisers on the products or services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such transactions or promotions, are solely between you and the Advertiser or other third party. www.adityabirlainsurancebrokers.com shall not be responsible or liable for any part of any such dealings or promotions.
- 21. You specifically agree that neither the information nor any opinion expressed should be construed as an offer to sell or the solicitation of an offer to buy any security. You also agree that not all instruments, products, or services that may be mentioned in www.adityabirlainsurancebrokers.com are available in all countries, and no part of the site here is an offer or solicitation of any instrument, product or service in any jurisdiction where their offer or sale is not qualified or exempt from regulation.
- 22. www.adityabirlainsurancebrokers.com expressly states that incomes, yields, returns indicated may fluctuate depending on the market conditions and past performance of any product or scheme is not a guide to its future performance. You agree that investments inherently involve risks and www.adityabirlainsurancebrokers.com shall not be responsible for any loss or damage that could result from any action you may take basing on any information made available to you via www.adityabirlainsurancebrokers.com. You are specifically advised to seek professional financial advice regarding the appropriateness of investing in any securities or investment strategies discussed or recommended in this site and should understand that statements regarding future prospects may not be realized.
- 23. www.adityabirlainsurancebrokers.com reserves the right to change any or all of the terms and conditions any time under which the services are offered. In the event of such change, www.adityabirlainsurancebrokers.com notifies all Users by presenting the revised terms and conditions on the www.adityabirlainsurancebrokers.com web site. You agree that it is your responsibility to regularly review the terms and conditions and your continued use of www.adityabirlainsurancebrokers.com services subsequent to any such changes shall represent your agreement to such changes.
- 24. www.adityabirlainsurancebrokers.com specifically prohibits you from usage of any of its services in any countries or jurisdictions that do not corroborate to all stipulations of these terms and conditions. You agree that disputes if any arising as a result of this agreement or out of the usage of the services offered by www.adityabirlainsurancebrokers.com are subject to the jurisdiction of courts in Mumbai, India.
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