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Group Health Insurance

The Employee Benefits Insurance Program, often called Group Health Insurance, enables employers to offer health insurance benefits to their employees. Today, it is one of the ‘must have’ feature in your employment terms while recruiting talent and is also equally appreciated by the employees. Our expert and dedicated team of professionals helps you choose the right solution for your employee needs.
 
Any Group/ Association/ Institution/ Corporate body with a certain minimum number of employees can apply for the Group Health Insurance policy. Typically, a Group Health Insurance Plan consists of: Group Personal Accident (GPA) and Group Mediclaim (GMC).

Group Personal Accident (GPA)

As a company, your employees constitute your intellectual wealth and human capital. They are a critical driver of your corporate success and sustenance. Personal accidents, however, can have a disastrous effect on human capability and aspiration – that is why their protection means your protection.
 
In such scenarios, Personal Accident policies lend support and are actively subscribed across the globe by organisations for the benefit of their employees. A Group Personal Accident policy provides coverage and security to employees/dependents in case of death or bodily injury due to an accident during the policy period/tenure with the organization.

Group Mediclaim (GMC)

The GMC covers the organization's employees and their immediate family dependents against medical expenses related to illness, disease or accidental injury sustained during policy period. It also provides an option of covering the exclusions and add-ons under individual health policy with additional premium.

Relevant pre- and post-hospitalization expenses covered under this solution

  • We specialize in the complete gamut of Employee Benefit management services
  • Customer Relation Management (dedicated team)
  • We offer tailor-made policies to make a win- win situation
  • Exclusive claims department & help desk for claims facilitation
  • Guidance on controlling the health inflation to save premium outgo for future
  • Constant coordination between Insurer and TPA
  • Monthly MIS on claims with detailed analysis
  • Maintenance of turnaround times for claims settlement
  • Dedicated help line numbers including escalation matrix
  • Management of insurance portfolio online with Client Login System

Benefits to the Employer

  • Draw and retain employees
  • Provide welfare advantages to employees and their families
  • Simple administration procedures
  • Rider benefits at nominal cost
  • Tax benefits, etc
 
ABIBL provides professional risk management services for the Employee Benefit Solutions to corporate that contain extensive policy cover options and efficient and hassle free claims servicing.

Benefits to Employees

  • Covers ailments not covered under Individual Health Insurance like pre- existing, maternity, dental, etc
  • Insurance protection at no real cost
  • No pre-policy medical tests
  • Tax benefits etc
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Toll free (Within India):1-800-270-7000