Corporate General Insurance
Aditya Birla Insurance Brokers Limited
Our Services
1. Risk Management
Our Risk Management Team comprises of experienced and qualified engineers. Our expertise lies in detailed risk assessment of operational assets, and advisories to minimize/mitigate risks associated with these assets.
2. Placement Services
Our Placement Services enable you to get the most comprehensive coverage at the most competitive price. We work with a very strong insurer network to provide you insurance options suited for your business needs.
3. Claims consulting
Our Claims Management services are tailored to the individual needs of each client. Strong relations with Insurance Companies help organisations in assisting in negotiation of claims and maintaining proper claims record. Our dedicated team of experts are experienced in handling large & complex claims across industries.
4. Claim Management
Our dedicated team of experts work towards making claim administration and management process easier and quicker so that your business does not have to face hardships
Pillars of aditya birla Insurance brokers ltd.
As a broker and advisor, our aim is to represent the customer and not the insurance company.
1. Technology
Our technology platforms are pioneers in the broking industry in India. Tools like Artificial Intelligence sand Robotic Process Automation, help us automate and digitise our operations for speed, accuracy and to enhance the customer experience. Our robust technology infrastructure & operations are within a very strong compliance and governance framework.
2. Human Capital
Our biggest strength is our 400+ strong human capital across 29 locations across India. These teams of experts help our customers choose the most efficient and effective risk management solution.
3. Values and Culture
Integrity, Commitment, Passion, Speed and Seamlessness - are our core values at the Aditya Birla Group. These values have shaped our culture and continue to be our guiding light.
4. Servicing
Our team is always by your side. Our team of experts at every level is empowered to help you with every aspect of risk management. What’s more, we also have a dedicated team for ‘Claims Consulting’ to help you through the entire process in an unfortunate incident of a claim.
Our Corporate General Insurance Products
The risks for every business are vastly complex and it needs different insurance solutions to cover different types of risks. Each risk management solution is characteristically different in its features, inclusions and exclusions. It can get very complicated very quickly and if you get it wrong, you can easily be left with no protection when you suffer an actual loss.
Aditya Birla Insurance Brokers Limited helps you to choose the right cover against these risks you face and clears the way for your business to survive and thrive.
Property
Insurance
- Standard fire & special perils policy (SFSP)
- Industrial All Risk Policy (IAR)
- Fire Loss of Profit (FLOP)
engineering
Insurance
- Machinery Breakdown Insurance (MBD)
- Machinery Loss of profit (MLOP)
- Electronic Equipment Insurance
Speciality Lines
Insurance
- Directors & Officers Policy
- Professional Liability
- Commercial Crime Insurance
- Employment Practice Liability
Miscellaneous
- Money Insurance
- All Risk Insurance for portable equipment
- Burglary Insurance
FAQ's
Business is something that is exposed to any kind of financial loss. A loss does not hit a business with prior intimation. In this case, all you would need commercial insurance.Commercial insurance may cover almost any aspect of your business and safeguard
it from any financial hit.Risk at every business varies and the insurance policy must cover aspects parallel to the business.
Commercial Insurance policy includes: Property Insurance: This insurance protects your property from any sort of damage and loss due to fire, storm and other causes. It may include standard fire and special
perils policy and industrial all-risk policy.
Marine Insurance: It is very necessary to protect your goods in transit and insure them so that you wouldn’t have to face any losses due to the damage caused to the goods. Open marine policy and marine sales turnover policy are a part of marine insurance.
Miscellaneous Insurance : It covers all the general causes that could lead to a loss to your business. This may also include money insurance and burglary insurance.
Marine Insurance: It is very necessary to protect your goods in transit and insure them so that you wouldn’t have to face any losses due to the damage caused to the goods. Open marine policy and marine sales turnover policy are a part of marine insurance.
Miscellaneous Insurance : It covers all the general causes that could lead to a loss to your business. This may also include money insurance and burglary insurance.
In cases where an organization suffers huge business losses due to various factors, then commercial insurance will safeguard the organization against all these losses. It is a deal between the organization and the insurance company that guarantees to
pay the sum of loss incurred to the organization if mentioned in the terms.
The company that is liable to damages arising from a body or an injury to the third party, then commercial insurance will come to the rescue and may include financial obligation, legal defence cost, libel and slander.