procedures adopted by Aditya Birla Capital (“ABC”) Group Companies which include the
1. Aditya Birla Capital Limited
2. Aditya Birla Financial Limited;
3. Aditya Birla Housing Finance Limited;
4. Aditya Birla Sun Life AMC Limited;
5. Aditya Birla Sun Life Trustee Private
6. Aditya Birla Sun Life Pension Management
7. Aditya Birla Health Insurance Co.
8. Aditya Birla PE Advisors Private Limited;
9. Aditya Birla Customer Services Limited;
10. Aditya Birla Insurance Brokers Limited;
11. Aditya Birla Sun Life Insurance Company
12. Aditya Birla Money Mart Limited;
13. Aditya Birla Financial Shared Services
14. Aditya BirlaWellness Private Limited;
15. Aditya Birla Money Limited;
16. Aditya Birla Commodities Broking
17. Aditya Birla Money Insurance Advisory
20. Aditya Birla MyUniverse Limited
(1 to 18 above collectively referred to as “ABC Companies”)
and shall apply to use and disclosure of sensitive personal data or information and personal information ("Personal Information") provided by You (which means and include as a Customer or a User) on the Website www.adityabirlacapital.com/connectedwebpages of ABC Companies (“hereinafter referred as “ABC Website”) or otherwise at the time of client
acceptance / registration/application in connectionwith availing products or services or facilities of ABC Companies.
agreed by you while registering on www.adityabirlacapital.com for availing its services.
ABC Companies collect personal data or information about you from a variety of sources,
- Online and electronic interactions including via ABC websites, mobile applications, text
messaging programs or through ABC branded pages or applications on third party social
- Offline interactions with ABC Companies, including via direct marketing campaigns,
hard copy registration / application forms, competition entries and contacts through
ABC consumer services call centres; and
- Your interaction with online targeted content (such as advertisements) that ABC, or
service providers on our behalf, provide to you via third party websites or applications.
The ABC Companies shall obtain Your consent in writing (and includes electronic
consent) before collecting Personal Information for providing Services. Personal information for
purposes of this Policy includes information that identifies you, such as Your name, date of birth,
bank account details or credit card or debit card, phone number, fax number or email address etc
and include gender, marital status, city of residence. All Personal Information so provided will
be on an ‘as on’ basis and ABC Companies shall not be responsible for the authenticity of the
Personal Information supplied by you. Personal Information which is provided or collected from
to provide various products or services or facilities by ABC Companies / Facility Provider /
Third Party Service Entity.
Services shall includes all provisions of services and facilities and connected activities which are
provided in connection with offering of products and services as a customer of ABC Companies
You have the option not to provide or agree to the collection of Personal Information. If you
choose not to agree with the Policy, you will not be entitled to use the Services as per the Terms
of Use. You can also anytime withdraw the consent you provided by writing to us at One
Indiabulls Centre, Tower 1, 18th Floor, Jupiter Mills Compound, 841 Senapati Bapat Marg,
Elphinstone Road, Mumbai 400 013 or e-mail at ABCemail@example.com
ABC Companies need this information to operate and provide various products and services.
ABC Companies use, transmit and disclose Your Personal Information only as follows:
- to fulfil Your requests for products and services offered and subscribed and accepted by
you and to contact you either through ABC Companies or their third party service providers through any channel of communication including but not limited to email,
telephone, sms, etc.
- to deliver to you any administrative notices, alerts, advice and communications relevant
to Your use of the Service
- to ABC Companies /group companies and its authorised agents and other third party
services providers in so far as required for joint marketing purposes, for providing
information about products/services of other ABC companies/group companies and
/ or to offer similar services to provide you with various value added services and
information including for authentication purposes to enable linking of Your products
held with ABC Companies
- to third-party contractors that provide services to ABC Companies and are bound by
these same privacy restrictions;
- for market research, project planning, troubleshooting problems, detecting and
protecting against error, fraud or identification of other criminal activity;
- to conduct check on Your credit information with any of the credit bureau or to conduct
a background check either by their employees or through any third party vendor.
- with the abovementioned parties including with any regulatory, statutory or judicial
authorities for compliance with any law or regulation in accordance with this privacy
All such Personal Information collected shall be retained so long as you are having
account/product with ABC Companies or by any of its third party service entities/service
provider (“Third Party Service Entity”) and remain active to avail various services/product or
as may be required under the law or as per applicable policy on data retention if any. In case of
deactivation / termination of the account / services with ABC Companies, the Personal
Information provided may no longer be used for providing the services/facilities and the same
may also get removed upon the expiry of the maximum tenure as may be prescribed under the
provisions of the law as applicable or the policy on data retention if any. Unless the Personal
Information is purged permanently, the Personal Information may remain on the servers and
ABC Companies may however use the Personal Information for data analytics purposes and
procedures for improving the provisions of services/facilities by them in a non identifiable
ABC Companies / Third Party Service Entity encourages you to update this information as and
when there are any changes. You are also entitled to review the information provided and ensure
that any Personal Information or sensitive personal data or information found to be inaccurate or
deficient be corrected or amended as feasible. However, ABC Companies shall not be responsible for the authenticity of the Personal Information or sensitive personal data or information supplied
Your Personal information will not be sold or otherwise transferred to unaffiliated third parties
unless otherwise stated at the time of collection or without Your approval as the case may be.
However, ABC Companies might share, exchange and disclose information to its affiliates and /
or group companies, authorised agents or to any third party service provider to deliver you
ABC Companies or any Third Party Service Entity treats Your Personal Information or Your use
of the Service as private and confidential and does not check, edit, or reveal it to any third parties
except where it is expressly agreed where it believes in good faith, such action is necessary to
comply with the applicable legal and regulatory processes, or to protect and defend the rights of
other users or to enforce the terms of service. ABC Companies or any Third Party Service Entity
may disclose Personal Information where it is under legal obligation to do so or where it is
mandated under law. ABC Companies or any Third Party Service Entity may transfer Your
Personal Information to another Indian or overseas body corporate that ensures the same level of
data protection that is adhered to by ABC Companies, if it is necessary for the performance of a
lawful contract between ABC Companies or any person on its behalf and you or where you have
consented to the data transfer.
Data may be transferred upon change in control or to other ABC companies but only in
accordance with this Policy.
Personal information may be transferred to any group company of ABC Companies at any time
or to a third party only as a result of a sale, acquisition, merger, reorganization or other change
in control. If ABC Companies is sold, merged or transferred any part of our business, part of the
sale may include Your Personal Information.
Except where specifically agreed by You or it is necessary for operational or regulatory reasons,
ABC Companies or any Third Party Service entity will not send you any unsolicited information/communication. However, to help you to take full advantage of the service
offerings/facilities/products of ABC Companies, you will have the opportunity to indicate
whether you would like to "opt out" of receiving promotional and/or marketing information
about other products, services and offerings from ABC Companies and/or any third parties etc.
If you do not opt out, ABC Companies may use contact information to send occasional
communication pertaining to the said information. You can nevertheless unsubscribe from
receipt of such emails by following instructions therein or by communicating accordingly to ABC
ABC Companies or any Third Party Service Entity shall not retain Personal Information longer
than the Purpose for which it is sought is served or is otherwise required under any other law for
the time being in force or in accordance to the data retention policy if any. The Personal
Information so collected shall be used only for the Purpose for which it is collected and in the
manner agreed by you. Personal Information however may remain on the servers unless
otherwise deleted or purged permanently.
ABC Companies or its Third Party Service Entity may sometimes permit third parties to offer
subscription and/or registration-based services through its Website. ABC Companies are not
responsible for any actions or policies of such third parties and You should check the applicable
Companies will not be responsible if You do not get the benefits announced if any, by the said
third parties permitted to offer subscription or services on its site.
ABC Companies / its web sites may use "cookies" (information stored on Your computer/Your
Computer Resources which include mobiles phones and also APPs) by your browser at our
request). "Cookies" is a term generally used for small text files a web site can use to recognize
repeat users, facilitate the user's ongoing access to and use of the site, allow a site to track usage
behaviour and compile aggregate data that will allow content improvements and targeted
advertising, preferences etc. Cookies themselves do not personally identify you, but they do
identify Your computer, computer resources and devices connectedwith computer resources and
include Mobile phones. Generally, cookies work by assigning a unique number to the computer that has no meaning outside the assigning site. You are also being made aware that ABC
parties hosting data on respective ABC Companies website. If You do not want information
deny or accept the cookie feature as per Your discretion and in the manner agreed by you.
In case of use of facilities/products/services through any APP of ABC Companies, additional terms
and conditions governing themanner of usage ofAPP including collection and disclosure of Personal
Our website(s) has links to other website(s) in theWorldWideWeb. The privacy policies of these
website(s) is not under our control. Once you leave our servers, use of any information you
to read their privacy policies for further information.
This website is not intended for use by children and minors. Parents are requested to ensure that
Personal Information is not provided by minors.
ABC Companies uses the help of Internet Protocol ("IP") addresses to diagnose any problems
with its server and to administer its web site including by blocking certain addresses that it feels
are inappropriately using its website. IP addresses are used to gather broad demographics
information, such as browser types, visitor's country, visiting frequency, operating systems, etc.
Security of Data
ABC Companies could be subject to verification by a third party for its use of SSL encryption
technologies and may also audited by third party auditor for security practice as deemed fit.
ABC Companies reserves the right to change the Policy at any time. You may note that this Policy
itself and any such change of policy will be effective from the date of posting on the site.
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